Cliniq Flo
Cliniq Flo
GST-Compliant • TPA-Ready • UPI-Integrated

Medical Billing Software for Indian Clinics

Auto-generate GST-compliant bills, insurance claim forms, and UPI payment QR codes. Stop losing revenue to billing errors — CliniqFlo handles every billing rule automatically.

500+
Clinics Billing on CliniqFlo
₹0
GST Penalties for Our Customers
8 TPAs
Insurance Networks Supported
3–8%
Avg Revenue Recovered from Errors

Billing Features Built for Indian Healthcare

Every billing rule — GST, TPA, UPI, SAC codes — handled automatically. Zero manual lookups.

GST Invoicing

Auto-apply correct GST rates (0%, 5%, 12%, 18%) per service. Generate Tax Invoices and Bills of Supply. SAC codes pre-filled — no manual lookup.

Insurance & TPA Claims

Integrated with all major TPAs. Generate pre-authorization requests and final claim forms from the patient record in one click.

UPI Payments

Per-invoice UPI QR codes. Works with PhonePe, GPay, Paytm, and all UPI apps. Payment confirmation appears instantly in the billing dashboard.

Bill of Supply

For exempt clinical services — automatically issued instead of a Tax Invoice. Clinics stay compliant without needing to know the rules.

SAC Codes Auto-fill

Every service maps to the correct SAC (Services Accounting Code). Correct codes prevent GST notices and audit issues.

Billing Analytics

Daily, weekly, and monthly revenue reports. Track outstanding TPA claims, cash vs insurance split, and doctor-wise revenue — all in real time.

GST Compliance

GST in Healthcare Is Complicated. CliniqFlo Makes It Simple.

GST rates in healthcare vary from 0% to 18% depending on the service. Clinical consultations are exempt. Lab tests may attract 5%. Pharmacy items range from 0% to 18%. Getting it wrong invites GST notices and penalties.

CliniqFlo automatically applies the correct rate for each line item, auto-fills SAC codes, and generates proper Tax Invoices or Bills of Supply based on the service type.

Read: Complete Guide to GST in Healthcare India →
0% GSTClinical consultations, most clinical services
5% GSTCertain diagnostic tests, some medical devices
12% GSTSome medical equipment and supplies
18% GSTCosmetic procedures, non-medical services

Insurance & TPA Billing — All Major Networks

CliniqFlo generates pre-authorization requests and final claim forms for all major TPAs directly from the patient consultation record.

TPA / InsurerNetworkPre-AuthClaim Form
Medi AssistPan IndiaYesAuto-generated
MD IndiaPan IndiaYesAuto-generated
Star HealthPan IndiaYesAuto-generated
ICICI LombardPan IndiaYesAuto-generated
New India AssurancePan IndiaYesAuto-generated
United India InsurancePan IndiaYesAuto-generated
Oriental InsurancePan IndiaYesAuto-generated
PMJAY / Ayushman BharatGovernmentYesAuto-generated

How Much Are You Losing to Billing Errors?

Indian clinics lose 3–8% of revenue to billing errors. Here's what that looks like at scale.

Annual Revenue
₹20L / year
Estimated Loss
₹60K–1.6L

Small single-doctor clinic. Lost to wrong GST rates and missed charges.

Annual Revenue
₹50L / year
Estimated Loss
₹1.5L–4L

Mid-size 2–3 doctor practice. Plus unclaimed TPA reimbursements.

Annual Revenue
₹1 Cr / year
Estimated Loss
₹3L–8L

Multi-specialty clinic. Billing errors compound across departments.

CliniqFlo customers report recovering 60–80% of these losses in the first 3 months.

The software typically pays for itself within 30 days of going live.

Medical Billing — Frequently Asked Questions

Is healthcare exempt from GST in India?

Most clinical services by registered medical practitioners are GST-exempt. However, cosmetic procedures, pharmacy sales, diagnostic lab tests, and certain medical devices attract GST at various rates. CliniqFlo automatically applies the correct rate (0%, 5%, 12%, or 18%) based on the service type — so you never bill wrong. Read our complete guide to GST in healthcare.

Can CliniqFlo generate TPA insurance claim forms?

Yes. CliniqFlo supports all major TPAs including Medi Assist, MD India, Star Health, ICICI Lombard, New India Assurance, United India Insurance, and PMJAY. Pre-authorization requests and final claim forms are generated automatically from the patient consultation record — no re-entering data.

Does CliniqFlo support UPI payments?

Yes. Every invoice in CliniqFlo includes a UPI QR code. Patients scan and pay via PhonePe, GPay, Paytm, or any UPI app. The payment confirmation syncs to the billing dashboard instantly — no manual reconciliation.

What is a Bill of Supply vs a Tax Invoice in healthcare?

A Tax Invoice is issued when GST is applicable (e.g., pharmacy sales, lab tests). A Bill of Supply is issued for exempt services (e.g., clinical consultation). CliniqFlo selects the correct document automatically based on the service type — so your billing is always compliant.

How much are clinics losing to billing errors?

Studies of Indian clinics show 3–8% revenue leakage from billing errors — wrong GST rates, missed line items, and unclaimed TPA reimbursements. For a clinic earning ₹50 lakh/year, that is ₹1.5L–4L lost annually. CliniqFlo eliminates most billing errors at source.

Stop Losing Revenue to Billing Errors

Book a free 30-minute demo and see CliniqFlo billing in action — GST auto-calculation, TPA claim generation, and UPI payments all in one screen.